Every board claims a defined risk appetite. Few can say what that means once pressure hits.

In this fireside conversation, three veteran risk leaders, spanning hospitality, mortgage lending, and enterprise risk more broadly, trade the polished version for the real one: the vendor decision nobody wants to make, the regulatory gap that has not caught up to the market, and the moment a new CEO turns every certainty into a question again. You will hear how organizations calibrate what gets delegated to the field versus what must reach the board, where regulation is helping and where it is lagging, and what it actually means to plan for resilience rather than avoidance.

Expect candid stories, not slides. You will leave with sharper questions for your own board and a clearer read on where your organization's risk appetite is real versus assumed.