After years of hard market conditions that squeezed capacity and drove premiums higher, the past year has brought signs of softening in several lines. The picture is nuanced. Catastrophe-exposed property, umbrella/excess, and commercial auto remain under pressure, while well-documented risks are finding more favorable terms. Add geopolitical uncertainty, social inflation, climate-related losses, and continued premium volatility, and 2027 renewal planning demands more strategic attention than ever.

This session brings together a risk manager, broker, and technology expert to share what they are seeing in the current market — and what you can do right now to position your organization for better outcomes. From data quality and submission strategy to coverage optimization and retention planning, you will leave with a practical roadmap for managing your insurance program through an evolving landscape.