Bob Bowman entered the property & casualty insurance industry in 1990, with Safeco Insurance Companies and spent seven years in a variety of auto, property, and casualty claims-related roles. Bob joined Macy’s in 1997 and held a variety of roles within their risk management department, including oversight of self-administered workers’ compensation, auto liability, general liability, property claims, risk management systems and IT operations, risk management reporting, business continuity planning, and crisis management, as well as insurance program design and placement. Bob joined Wendy’s in 2014 and is currently the chief risk officer. He shares responsibility for the evolving integrated risk management program, including traditional risk management components (insurance procurement, claims management, and environmental, health & safety), as well as emerging components (enterprise risk management, enterprise data governance, organizational resilience, and crisis management).